Would You Pay More Taxes To Cover The Uninsured

Here my democrat tendencies come out.

The Council for Excellence in Government did a Gallup Poll of 1,000 adults in June to see who would be willing to pay more in taxes to cover the uninsured. I was surprised by the results:

  • 50% age 18-36 would be willing to pay more
  • 45% age 40-64 would be willing to pay more
  • 31% age 65 and older would be willing to pay more

Maybe I know something different, but I believe there is research that shows that if the uninsured were covered that would reduce the healthcare costs paid by the insurers today.

For example…If someone is uninsured and goes to the hospital today, they are treated and the bill is never paid. Those costs are “peanut buttered” across the hospitals billable events to keep them whole. So, in most cases, we (consumers) are either paying directly or indirectly (through the insurance companies) a higher cost per incident to cover the uninsured. And, since they are uninsured, they are less likely to take preventative action (which is less expensive) and more likely to end up in higher cost events (e.g., the emergency room).

So, would I pay more in taxes to improve the general health of the country and cover the uninsured knowing that I would basically get that money back (perhaps with some time lag) through lower healthcare premiums? YES. Happily.

2 Responses to “Would You Pay More Taxes To Cover The Uninsured”

  1. I would NOT pay more to cover the uninsured. This is the classical tragedy of the commons where people who choose to to be insured get to freeload off of those who are willing to pay. Many people may forgo their insurance to save money and take advantage of free healthcare. In the end, you are often subsidizing a choice though the person could pay.

    If I said the same thing about free auto repair and maintenance, why would it be any different? Only because healthcare is an emotional issue. In both cases the person made a choice.

    I understand the desire to help the poor and needy but “free” healthcare is not the right answer. We were able to support healthcare in the past before the government (plus lawyers) got involved. Medicine was competitively priced. Today, only a few medical markets are mostly free and they work very well. We need to return back to less government to let the markets remove the inefficiency and lower costs. That’s why veterinary costs and elective surgery is a better value than most healthcare.

    As for the poor, there have always been non-profits and charities to cover their needs. This is where I donate which is kind of like a voluntary tax. At least I know that the money will be spent more effectively. The problem has been differentiating between the truly needy and those who have gambled and lost.

  2. Me, too. I became self-employed to manage my health and keep myself working to any degree I could. I don’t want to burden the disability programs – supported by the tax payers (like me) – and would jump at the chance to have some basic access to medical care that will help me with management. Managing my health will keep me a productive contributor to this country.

    I, personally, get angered by those who are ill and have the attitude that “SSDI…owes me!” (Actual quote on a blog, by the way.) They represent a small segment of us and I would like the general public to know that.

    Thank you for your efforts and your consideration~

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